FAQ 

Sometimes financial industry terms can feel a little complicated, we know! That is why we have chosen to gather the most common questions we receive here on our FAQ page. Do you wonder about something that’s not included in the list? Feel free to contact us and we will solve it!

 

Invoice Factoring 

 

Is there any monetary limit for the invoices?

No, there is neither a minimum nor a maximum. However, we usually recommend that the invoice is at least SEK 5,000 incl. VAT when you sell your invoices to us.

Can you buy my invoices for foreign companies?

Yes, we buy invoices for your foreign customers. However, we do have some reservations, so please call us at +46 (0) 46-31 20 20 and we’ll take a look at your specific case.

What if my customer is not creditworthy?

If your customer is not creditworthy, we will always try to help you handle the invoice through one of our other services. Please call our credit department at +46 (0)46-31 20 20 and we’ll see if we can help you.

More about invoice factoring

Customer FAQ

 

Do you agree to payment by instalments?

We currently don’t offer payment by instalments for individuals. However, we can always look at the exact case with which you need help. Please call us and we will take a closer look at your case, at +46 (0) 46-31 20 20.

Do you buy invoices with Swedish ROT/RUT deductions?

Yes. However, we only buy the part that your customer will normally pay. You must still apply for the deduction from the Swedish Tax Agency.

Do you lend my company money?

We offer notes payable in combination with accounts payable management. But we are willing to look at your proposal. Please contact us and we will see if we can help you and your company.

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Financial services

Do you lend my company money?

We offer notes payable in combination with accounts payable management. But we are willing to look at your proposal. Please contact us and we will see if we can help you and your company.

Do you assume the credit risk for private customers?

No. Currently we don’t assume credit risk for your private customers. However, we have noticed that private customers’ willingness to pay increases significantly if the invoice comes through Euro Finans.

What length of credit period can you handle?

We believe that invoice factoring doesn’t pay off after 120 days. There are other solutions, such as business loans, instead. Read more about our various financing options here.

More about financial services

Invoice discounting

Why shall I choose Euro Finans?

Above all, you shall choose Euro Finans because we are the company in Sweden with the largest amount of bought invoices. We have equity and we take the greatest risks in the market. This basically means that we buy invoices from more customers than our competitors do. Euro Finans is a well-known brand that creates security for you and your customers.

What is the difference between invoice factoring and invoice discounting?

Basically, when we buy an invoice (factoring), we assume the credit risk, and when you draw money against the invoice (invoice discounting), you assume the credit risk yourself.

Do you agree to payment by instalments?

We currently don’t offer payment by instalments for individuals. However, we can always look at the exact case with which you need help. Please call us and we will take a closer look at your case, at +46 (0) 46-31 20 20.

More invoice discounting

E-invoice

If my customer doesn’t pay you, what happens?

First, we send your customer a reminder. If your customer still doesn’t pay, we will try to contact the customer. If we still do not get paid, a debt collection claim will be issued. For further questions please contact us.

Would you like to know more about our services?

Please contact us or chat with us on our Facebook page.

I/my company have/has record of non-payment. Can I become a customer anyway?

Yes. Many of our customers have liquidity fluctuations, but that doesn’t prevent you from becoming a customer with Euro Finans and selling your invoices.

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Legal services

If my customer doesn’t pay you, what happens?

First, we send your customer a reminder. If your customer still doesn’t pay, we will try to contact the customer. If we still do not get paid, a debt collection claim will be issued. For further questions please contact us.

Would you like to know more about our services?

Please contact us or chat with us on our Facebook page.

I/my company have/has record of non-payment. Can I become a customer anyway?

Yes. Many of our customers have liquidity fluctuations, but that doesn’t prevent you from becoming a customer with Euro Finans and selling your invoices.

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Debt collection

Do you agree to payment by instalments?

We currently don’t offer payment by instalments for individuals. However, we can always look at the exact case with which you need help. Please call us and we will take a closer look at your case, at +46 (0) 46-31 20 20.

Is there any monetary limit for the invoices?

No, there is neither a minimum nor a maximum. However, we usually recommend that the invoice is at least SEK 5,000 incl. VAT when you sell your invoices to us.

What is happening with my case?

To follow your case, log into our APP or our customer centre. The link can be found here: KAF-Online

More debt collection

About Euro Finans

Why shall I choose Euro Finans?

Above all, you shall choose Euro Finans because we are the company in Sweden with the largest amount of bought invoices. We have equity and we take the greatest risks in the market. This basically means that we buy invoices from more customers than our competitors do. Euro Finans is a well-known brand that creates security for you and your customers.

Do you lend my company money?

We offer notes payable in combination with accounts payable management. But we are willing to look at your proposal. Please contact us and we will see if we can help you and your company.

What is Euro Finans?

Euro Finans was founded by Anders Jarlskog in 1989. Since then the company has grown, and today we are the Swedish company with the highest amount of bought invoices. Each year we handle over 150,000 invoices worth more than SEK 6 billion. We are very proud of our customers’ trust.

More about Euro Finans

Other questions

Would you like to know more about our services?

Please contact us or chat with us on our Facebook page.

I/my company have/has record of non-payment. Can I become a customer anyway?

Yes. Many of our customers have liquidity fluctuations, but that doesn’t prevent you from becoming a customer with Euro Finans and selling your invoices.

What does it take to become a customer at Euro Finans?

You must have a registered company and customers that you bill. It is very easy to become our customer, please call us at +46 (0)46-31 20 20 to find out more.

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